Ride-share Insurance

A friend forward me this article yesterday.  Full disclosure: I drive for Uber and Sidecar.  (Sorry Lyft, I just can’t get over the fuzzy pink mustache… and ornery sign up process.)  I have normal insurance, and I’m pretty sure I said that my job was a “driver,” however, I didn’t specifically mention that I drove for any ride-share companies.  This may come back to bite me in the hiney, but I’m a gambling woman.

Aside from being a reminder that I should drive as safely as possible, it also seemed like a huge business opportunity.  Someone needs to step up and create an insurance company specifically for ride-share drivers!

There’s a huge need for it, think of how many drivers there are for Lyft, Uber and Sidecar in the bay area alone, much less in the cities they’re expanding too.  Plus, isn’t insurance is the ultimate pyramid scheme?  Okay, maybe that’s not quite right, but people will give you money every month regardless of whether or not they get into an accident.

I’m willing to bet that ride-share drivers are a better gamble to insure again for a number of reasons: they have a perfect stranger in their car, they’re comfortable enough with knowing their way around that they want to drive perfect strangers there, and they’ll only become more experienced the more they drive!

Could someone please jump on this fast?  While I am a gambling woman, it’s always nice to hedge my bets.  All I need is a (heavily monied) forward thinking person to jump on this and make it happen.  Only then will all of the huge, hulking insurance companies realize that they’re missing out on an opportunity for screwing us out of our hard earned money.

Farm Raised Shrimp

I just read this article about how fishing for shrimp is basically the worst thing you could possibly do to the ocean.

Sobering, right?  Neither farmed or wild caught shrimp are a good option.  I looked in the Oregon Pink Shrimp option referenced at the bottom of the article, it seems like they created a fancy net to reduce bycatch.  Which is good, but not great.

My least favorite phrase is “that is not an option.”  Especially if you’re telling me never again to eat those scrumptious little sea bugs.  Of course, after reading what they dump into the “farms” I don’t think I will anything for the rest of the day.

Which brings up the question, WHY are people farming shrimp this way?  This seems completely backward on a number a levels.  Shrimp are bottom feeders, their job is to eat poop!  You buy them to put in your fancy-pants saltwater aquarium to keep it clean.  Why on earth would you pump diesel into your shrimp pond?!  More importantly, why are will still farming like we don’t know anything about the world ecology?

Someone please start a sustainable shrimp farm.  Don’t clear the seafloor to build it, put it next to the ocean, and have sea water pumped in and out.  (If the Monterey Bay aquarium can do it, so can you.)  Using ocean water will ensure a natural habitat that the shrimpies can thrive in, which can then be drained for easy harvesting with zero bycatch.

Even better, build a shrimp AND a fish farm together!  Raise fish that have a plankton based diet (sardines, anchovies mackerel–all high in Omega fatty acids!) which live in an environment with live seawater pumped through.  The seawater the fish live in get pumped through to the shrimpy-shrimp, which now has lots of poo for them to feast on.  Two sustainable, healthy food sources!

Of course, I’m armed with all the knowledge I’ve accumulated by reading plaques at the Monterey Bay Aquarium.  You should work with an actual ocean ecologist.

And for those of you would like to eat conscientiously, the MBA has made a Seafood Watch website where you can look up different types of seafood!  Enter in what you’re looking to buy and it will tell you what to avoid, good alternatives and best choices!  I typed in “shrimp” to play devil’s advocate, and they reference a couple other alternatives that the pink shrimp in Oregon.  Although, I have no idea how I’m supposed to tell which farms are verified in South East Asia.

You can keep up on issues such as ocean ecology, overfishing and what you can do to help!